Forecasting & Managing Cash Flows (Cambridge (CIE) A Level Business): Exam Questions

Exam code: 9609

28 mins3 questions
1
10 marks

Case Study

Priya’s Bookshop (PB)

Priya lives in town R which is situated in beautiful countryside with nice walks nearby. Many tourists visit town R.

The town’s council would like town R to become branded as a ‘booktown’, a town with many bookshops selling new and used books. The council announced a new financial scheme offering grants to attract entrepreneurs willing to open a bookshop.

Priya applied for a grant to start up Priya’s Bookshop (PB). Part of her grant application included a cash flow forecast, shown in Table 1.1.

Table 1.1: Cash flow forecast, first three months of trading ($000)

Month 1

Month 2

Month 3

Cash in:

Owner’s capital

15

0

0

Grant

20

0

0

Revenue

4

6

11

Cash out:

Initial set up costs

20

0

0

Utilities (power, water etc)

0

0

2

Employee costs

1

1

3

Purchases

6

3

4

Marketing

10

5

4

Opening balance

0

2

-1

Closing balance

2

-1

X

Priya’s grant application was successful and she opened PB well aware of the need for both cash and profit.

Priya now wants to raise awareness of PB in town R. Priya did some market research and decided to use market segmentation. This will help her to decide on the promotional methods she could use for her bookshop. See Table 1.2.

Table 1.2: Age and gender of residents in town R

Age group (years)

Percentage of residents in age group

Percentage of age group who are female

0-15

19%

50%

16-64

63%

55%

65+

18%

60%

(i) Refer to Table 1.1. Calculate PB’s forecast closing balance in month 3 (X).

[2]

(ii) Analyse two benefits to Priya of producing a cash flow forecast.

[8]

2a
4 marks

Case Study

Tin Mines (TM)

TM is a private limited company in the primary sector. Tin is found underground and is extracted by mining. TM operates seven mines in country C. There are several job roles at each mine including skilled engineers, managers and miners.

TM has recently discovered a new source of tin in a remote area of country C. TM has permission to develop a tin mine but will have to construct transport links. It will need new buildings such as offices, warehouses and employee housing. The Human Resources Director is developing a workforce plan to recruit miners and managers for the new mine.

TM’s Financial Director has produced a cash flow forecast for the new mine for the next five years. This is shown in Table 2.1.

Table 2.1: Cash flow forecast for the new mine ($m)

Year

2022

2023

2024

2025

2026

Opening balance

X

–80

–95

–85

5

Sales

0

0

25

105

Y

Development costs

60

15

0

0

0

Operating costs

0

0

15

15

15

Closing balance

–80

–95

–85

5

240

The remote area of country C where the new tin mine will be located has a high level of unemployment and average incomes are low. TM intends to recruit employees from the local area and buy resources from local suppliers, if they are available. The market for tin is likely to be affected by increased demand for electric vehicles. The batteries in electric vehicles contain tin. The government of country C believes that the tin mine will be of great benefit to both the local community and national economy. However, tin mining can result in pollution of local water supplies.

Using the information in Table 2.1, calculate the value of the:

(i) opening balance (X) for 2022.

[2]

(ii) sales (Y) for 2026.

[2]

2b
2 marks

Explain one use of the cash flow forecast for TM.

3
12 marks

Discuss the importance of cash flow forecasting to a new car hire business.